Gebhart & Associates, Inc. offers a wide variety of services to meet the financial objectives of individuals and businesses. The firm works closely with clients to determine their needs and then recommends suitable strategies and actions.

Wealth Manangement

• Retiring with a comfortable standard of living
• IRA Rollovers
• Portfolio analysis and redesigning

Tax Planning

• Maximizing use of tax deductions
• Deferral of taxes
• Income shifting between family members
• Tax reduction through appropriate investments

Investment Analysis and Planning

• Matching investment vehicles with goals and needs
• Evaluating Specific Investments
• Consideration of tax consequences
• Analysis of risk-return trade off

Risk Management

• Maintaining family income in the event of disability or death
• Identification of current or future risk exposure
• Evaluating cost-effectiveness of current coverage
• Long-term nursing care coverage

Estate Planning

• Minimizing probate expenses, delays and publicity
• Reduction or elimination of estate taxes
• Assuring proper management of family assets
• Evaluating proper manner of holding title to property
• Post-death planning and tax work

Other Services

• Tax preparation (through Associate CPA’s)
• Investment and insurance implementation (Gebhart & Associates, Inc, Registered Investment Advisor.   Gebhart & Associates, Inc. has no proprietary investment products.
• Wills, trust, and other estate planning documents (Through associates, Gebhart and Associates, Inc. does not render legal advice.)

Business/Business Owners

Gebhart & Associates, Inc. provides financial  and  retirement planning as well as investment counseling services to small businesses, corporations, personal plans, charitable foundations and other commercial and non profit business institutions. The firm works closely with the business owner and the owner's existing business advisors, such as accountants, and pension administrators, to achieve overall financial objectives.

Retirement Plans & Employee Benefits (Including Insurance)

• Determining best suited plans
• Deciding between qualified plans (including 401k) and non-qualified plans
• Designing executive and key employee compensation
• Evaluating adequacy and cost-effectiveness of current plans
• Analyzing Plan Investments
• Conducting personal financial planning seminars for employees

Retirement Planning Workshops

Gebhart & Associates, Inc. conducts Retirement Planning workshops in some of the largest corporations in San Diego County. We do have letters of reference from those corporations. The workshops are educational and generic. We conduct Financial Strategies for Successful Retirement workshops. It is a 10-hour course conducted over a period of 4 weeks, I evening a week. We help their employees plan for their retirement and to transition into retirement with ease and success. We also conduct topic specific workshops at these corporations on their specific pension plans, asset allocation in their 401k's, just to name a few.